One Nevada Insurance Services

Auto, Homeowners, Life, Pet, GAP, MMP, and more!

A totaled car is not a total loss when you have GAP Advantage

Will Your Insurance Cover Your Auto Loan in the Event of a Total Loss or Theft?

Probably not. In most cases, your insurance will fall short of covering the full balance of your auto loan at the time of loss, leaving a substantial amount of the loan balance for you to cover.

GAP Advantage can pay up to the remaining balance of your auto loan after an insurance payout, protecting you from a financial loss. As an added benefit, GAP Advantage will help you get back on the road by providing a $1,000 allowance to finance a replacement vehicle with us.

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Get a quote at a One Nevada Credit Union location or,

  Call (800) 388-3000, option 1
Call One Nevada Credit Union to speak with a representative.
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How It Works

Without GAP Advantage

Your auto investment may not be fully covered.

With GAP Advantage

Your auto investment may be covered. GAP Advantage is available for most new and used vehicles. Talk to a representative about possible exclusions.

You need more than a standard auto insurance policy to fully protect your investment.

Speak to one of our representatives to find out how you can add GAP Advantage to your next or existing auto loan.

The purchase of GAP Advantage is voluntary and cannot be required as a condition of loan approval. GAP Advantage is a loan deficiency waiver and is not offered as insurance coverage in most states. This brochure is not a contract and the contents are limited by its size. It only provides a general summary of plan options that are available. Be sure to read your specific contract, as all benefits are subject to the terms and conditions of that contract. Skipped or missed payments, late charges, refundable service warranty contracts, other insurance-related products, and interest charged after the date of loss will be deducted from the GAP Advantage settlement.